I'm very happy for my wife to "throw away" money buying top-of-the-range Samsung Galaxy phones, because every year or two I get her old one for free (and pass on my old one to one of my daughters for free!).
Although I send or receive a few texts each week and make the rare phone call, I use my phone almost exclusively as a convenient camera and for (probably imagined) security when I'm out on my own. Call me old-fashioned (or just old), but I prefer to do all my other computing activities on a 32" PC screen than on a miniature phone screen, while I use a GPS watch or handheld GPS on walks and runs.
And the thing I've found about Samsung Galaxy S(n) phones is that the cameras somehow just keep getting better and better. I could go back further in time, but three years ago I was delighted with the quality of the photos I was taking with my Galaxy S7. Then I was given a Galaxy S9 Edge, which was even better. I currently have a Galaxy S10, which is better still... while my wife now has a Galaxy S21 Ultra that takes absolutely incredibly great photos!
The problem is though, that her latest phone is too big to fit my phone pouch on my backpack, so I might have to pass next year...