Thanks, I do appreciate any advice to help me decide whats best. I find we live in an age where'expert' writes this, while other 'experts' write that! For example, I read all of the national newspapers on line each day. In the old days I read one newspaper and absorbed their view and what I heard on the radio. I now read numerous newspapers and one subject is treated so differently depending which paper I read. Brexit or Remain is a good example of this, as is Boris Johnson, Donald Trump and so on. Then of course there are 'experts' telling us what we should eat and drink. How many times have I read that red wine is bad for me and then to be told that in fact its good for me! How to pay for goods and services, one expert will say that a swipe card is safe, another 'expert' will say "Oh no its not"! Recently the advice seems to have changed again, now I'm reading and have heard on R4 that the only safe way to pay is to use a mobile phone, e.g. Google Pay.
So I then get to PC security, its the same sort of problem, but no one 'expert' seems to suggest with confidence, or at least to make ME confident, that one way is better than another way? One 'expert' that I read recently said, if we bank on line, we should never do it via our PCs, always transact via our mobile phones, or via a Linux programme. I have an old laptop with Ubuntu installed and I use this all the time when I am in Europe. No problems so far and I presume its because I have been lucky?
I have various security downloads which I hope makes my PC secure and so far they seem to have have worked? My PC is a 64bit machine (no idea what this means) and my Ccleaner was already 64bit as well, so that suggests to me, that after reading the 'experts' view, my machine hasn't been hacked into, its only the lower class 32 bit machines that may, or may not have a problem to worry about???